Month: November 2026

Most workplace stress risk assessments are understandably written for employers. They have a duty of care to identify hazards, put controls in place and make sure they’re compliant.  But there often is no equivalent written for you; the person experiencing the stress who arguably holds the strongest keys to identifying the stress, the causes and … [Read more…]

Key takeaways Plan around essential costs and a cautious income estimate, rather than your strongest month.  Forecast when payments should arrive, not just when you expect to finish the work.  Use stronger months to cover future gaps, while keeping tax money separate.  Agree deposits, staged payments or recurring work where they suit the project.  Set … [Read more…]