What is a P60? | Employer Responsibilities Explained

A P60 is an essential part of managing tax and payroll for any employer. It’s also a vital record for your employees. It provides them with important information about their tax and other salary deductions, and marks the end of each financial year. But what is a P60 and what do employers need to know … [Read more…]

How much does it cost to open a nail or hair salon?

16 October, 2025 12 min read Share Copy Link Copied You have a flair for cosmetic creativity and the skills to transform boring into beautiful. You pair that with an entrepreneurial spirit and what’s your next step? Opening up your own salon and sharing your gift with the world. If that’s in the cards, you’re … [Read more…]

Costs for starting a food truck business

16 October, 2025 11 min read Share Copy Link Copied Food trucks are growing in popularity, and it’s not hard to understand why. The fact that they’re significantly cheaper to launch than a brick and mortar restaurant, with more freedom to create your own unique business model, is enticing both newcomers and seasoned restaurateurs. But … [Read more…]

How much does it cost to open a gym?

16 October, 2025 12 min read Share Copy Link Copied Fitness is your passion—now it’s time to make it pay the bills. Opening your own gym is an ambitious and rewarding venture, but the biggest question is: “how much does it cost to open a gym?” Gym startup costs vary greatly depending on the size … [Read more…]

How to Handle UK Payroll Data Compliantly

More business functions rely on payroll data than people realise. HR, finance, IT and compliance teams all need access, making coordination more complex than it once was. From salary details to bank accounts, getting it wrong may lead to fines, employee mistrust and conversations with the ICO. In this guide, we’ll walk through what GDPR … [Read more…]

How to calculate Net Income (NI): formula and guide

20 October, 2025 15 min read Share Copy Link Copied Have you ever wondered if your business is profitable? And do you know how to figure it out? You can’t assume your business is profitable just from revenue, since every operation comes with costs like taxes, software subscriptions, and wages. To fully understand business profitability, … [Read more…]

What Is an Attachment of Earnings Order? An Employer’s Guide

For many employers, receiving their first AEO can spark concern. The legal terminology, strict timescales and calculation requirements might seem daunting, but they’re actually part of a well-established system designed to help people repay debts while protecting their basic living standards. This guide offers clarity around the entire process, from that initial moment when the … [Read more…]

Return On Investment (ROI) calculator (Sales & Investment option)

21 October, 2025 11 min read Share Copy Link Copied Whether you’re evaluating a potential purchase or analysing an existing asset, you need to know how to measure the return on investment (ROI). Are you considering an investment but need confirmation that the gains outweigh the costs by a certain ratio? Have your business partners … [Read more…]

Margin calculator (how to calculate profit margin)

21 October, 2025 11 min read Share Copy Link Copied How much of your business’s selling price do you retain as profit? If you raised prices or cut costs, how would these adjustments affect your margin? And do you know how your margin compares to your markup? Whether you’ve been in business for years or … [Read more…]

Simple steps to smart growth in 2026

20 October, 2025 5 min read Share Copy Link Copied Running a small business has never required more resilience. Rising costs, digital compliance deadlines, new expectations from customers and suppliers — it can feel like the ground is constantly shifting beneath your feet. That’s why on 5 November, from 1–1:45pm, Sage is hosting a free … [Read more…]