What Is an Attachment of Earnings Order? An Employer’s Guide

For many employers, receiving their first AEO can spark concern. The legal terminology, strict timescales and calculation requirements might seem daunting, but they’re actually part of a well-established system designed to help people repay debts while protecting their basic living standards. This guide offers clarity around the entire process, from that initial moment when the … [Read more…]

Return On Investment (ROI) calculator (Sales & Investment option)

21 October, 2025 11 min read Share Copy Link Copied Whether you’re evaluating a potential purchase or analysing an existing asset, you need to know how to measure the return on investment (ROI). Are you considering an investment but need confirmation that the gains outweigh the costs by a certain ratio? Have your business partners … [Read more…]

Margin calculator (how to calculate profit margin)

21 October, 2025 11 min read Share Copy Link Copied How much of your business’s selling price do you retain as profit? If you raised prices or cut costs, how would these adjustments affect your margin? And do you know how your margin compares to your markup? Whether you’ve been in business for years or … [Read more…]

Simple steps to smart growth in 2026

20 October, 2025 5 min read Share Copy Link Copied Running a small business has never required more resilience. Rising costs, digital compliance deadlines, new expectations from customers and suppliers — it can feel like the ground is constantly shifting beneath your feet. That’s why on 5 November, from 1–1:45pm, Sage is hosting a free … [Read more…]

Cash flow statement template (download for Excel)

17 October, 2025 12 min read Share Copy Link Copied As one of the 3 main financial statements, a cash flow statement is an essential tool for understanding a company’s financial health, assessing its liquidity, and confirming how much cash it has on hand. Along with the balance sheet and income statement, this set of … [Read more…]

Cash flow statement explained | Sage Advice UK

17 October, 2025 14 min read Share Copy Link Copied A cash flow statement offers a clear view of your business’s financial health, showing how well it’s performing during the current reporting period and over time.  Whether you’re a small business owner, an entrepreneur planning for growth, or part of an accounting team keeping payroll … [Read more…]

5 reasons to start Making Tax Digital for Income Tax early

16 October, 2025 5 min read Share Copy Link Copied Can you remember exactly what you were doing in March 2024? Probably not. So why should you be expected to remember every business transaction from that far back? But HMRC’s Making Tax Digital for Income Tax (MTD) is set to change this. MTD marks a … [Read more…]

AI that works like a teammate: The guide for small businesses and sole traders

15 October, 2025 2 min read Share Copy Link Copied Often, advice around business AI doesn’t speak to the realities of running, for example, a café, plumbing business, or a one-person firm. Start Strong With AI for Small Businesses is a free guide that shows you how to use AI with you as approver. AI … [Read more…]

Product Update: September 2025

A big hello from the Employment Hero Product team, and welcome to the September 2025 Product Update.  We’ve got lots to share around Recruitment, Security and APIs. Let’s dive right in. Recruitment and Onboarding SmartMatch applicant scoring (Available to all subscription tiers) Our new AI-powered candidate scoring and ranking feature does the heavy lifting for … [Read more…]

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